Annual reports month and increased banking competition

So far BATU , SBU and BOBU have released annual reports for the year ended 2007
we are now waiting on UCL,DFCU.

NVL year ends in June so they are not due.

There is increase competition in the banking arena.

Barclays has awoken. They are opening new branches like crazy.

Equity bank of Kenya has acquired Uganda Microfinance Limited UML

Echo bank has allegedly acquired Commercial micro finance CMF

Warid is set to open a new bank in town.

KCB has entered the Ugandan market after dropping considerations for acquiring DFCU

UBA has entered the Ugandan market.

Trust bank set to open soon.

Banks are opening regional offices all over east africa.

What impact might these have on performance of banks listed on the stock exchange
ie SBU, DFCU and BOBU?